Transportation Insurance Solutions

The Road Ahead is Wide Open

IGP Specialty provides comprehensive transportation insurance solutions designed to meet the evolving needs of today’s trucking and commercial auto industry. Through a flexible platform that combines program and wholesale capabilities, we deliver access to a broad range of coverage solutions - supporting risks from standard operating fleets to complex and non-standard exposures.

Broad Coverage Capabilities

Our transportation platform offers a full suite of coverages to address the diverse needs of insureds across the industry:

• Auto Liability – Up to $1M CSL, with flexible coverage symbols and statutory requirements
• Physical Damage – Fleet and non-fleet solutions with customizable deductible and valuation options
• Motor Truck Cargo – Up to $250K limits with specialized endorsements and reefer coverage options
• General Liability – Up to $2M aggregate with industry-specific class codes and enhancements
• Non-Trucking Liability – Coverage options for leased owner-operators and independent contractors
• Workers’ Compensation – Solutions tailored to transportation operations
• Contingent & Specialty Coverages – Including contingent liability, warehouse, and excess solutions

Diverse Risk Appetite

We support a wide range of transportation and commercial auto risks, including:

• For-hire trucking operations (single units to large fleets)
• Business auto and commercial fleets
• New ventures and emerging operators
• Specialized operations (intermodal, refrigerated freight, flatbed, last-mile delivery, contractors)
• Complex, distressed, or hard-to-place risks requiring tailored solutions

Flexible Underwriting Approach

Our underwriting model is designed to provide flexibility and responsiveness across a wide spectrum of risks:

• Fleet sizes ranging from owner-operators to large-scale operations
• Radius-based underwriting, including local, intermediate, and long-haul exposures
• Options for mileage-based and monthly reporting structures
• Consideration for standard and non-standard exposures
• Structured solutions for niche segments, including hazardous materials and specialty risks

Program & Wholesale Platform

Our dual-platform approach allows us to deliver consistent, scalable solutions:

• Program Business – Designed for targeted classes of business with defined underwriting parameters
• Wholesale Access – Nationwide reach to place complex, specialty, or non-standard risks outside program guidelines

This structure ensures agents have access to the right markets and solutions, regardless of risk complexity.

Nationwide Reach

We offer both regional and nationwide solutions, enabling us to support transportation risks across multiple jurisdictions, subject to underwriting guidelines and regulatory requirements.